Fully Compliant • No Fees to Buyers • E-Transfer Within 14 Days of Closing

Everything you need to know to buy a home. And we pay you for it.

A free, guided journey through every step of buying a home -- mortgage, realtor, lawyer, insurance. Complete it and earn thousands in cashback.

See Your Cashback in Seconds

Most buyers walk away with $2,500 to $6,000. Move the slider and find out what you could earn.

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Your Estimated Cashback:

$0

Realtor Cashback: $0

Mortgage Broker Cashback: $0

Cashback amounts are estimates only. Actual amounts depend on participating professionals and their approved compensation. All realtor cashback is provided through LethbridgeRealEstate.com and requires successful registration of HiveRewards as the referral source.

Ready to claim this? Create your free portal in 30 seconds.

Note: cashback does not apply to refinance transactions. If you are switching lenders at renewal, mortgage cashback may still apply. We can connect you with Mortgage Excellence to explore your options.

Enter your number and we'll text you your portal link.

No spam. No obligation. No fees.

What you get with HiveRewards

A fully guided client portal through every step of buying a home.

15 guided stages from start to closing
$2,500 to $6,000 cashback by e-transfer
No fees. Fully compliant. Available nationwide.
Every professional introduced before you need them

How HiveRewards Works

Getting your cashback is simple.

1

Discover Your Cashback

Use our calculator to see how much you could receive. Choose whether to connect with a mortgage broker, realtor, or both.

2

Understand Your Financing

We connect you with Mortgage Excellence to help you understand your options and find the best rate. Home insurance and legal are covered too -- everything explained along the way.

3

Find Your Home

Work with a realtor of your choice, or we'll connect you with one. Your portal guides you through every step of the search and offer process.

4

Get Paid at Closing

Most clients receive cashback within 1-14 days after closing. Available across Canada (excluding Quebec). Realtor cashback powered by LethbridgeRealEstate.com.

We Serve Communities Across Canada

Canadian landscape
Vancouver
Avg. home price: $1,200,000
Avg. cashback: $6,638
Calgary
Avg. home price: $640,000
Avg. cashback: $3,542
Winnipeg
Avg. home price: $380,000
Avg. cashback: $2,105
Toronto
Avg. home price: $1,100,000
Avg. cashback: $6,085

What Homebuyers Say

Real clients, real cashback.

Sarah K.

Verified Buyer

"I honestly wasn't sure what to expect going in, but the whole process was surprisingly straightforward. Scott walked us through every step and we never felt lost or pressured. We ended up with $2,800 back after closing -- money we put straight toward new appliances. Would absolutely recommend to any first-time buyer."

5.0 • Calgary, AB

Devon W.

Verified Buyer

"Scott went above and beyond to ensure every step was smooth, transparent, and tailored to my needs. If you're looking for a homebuying experience that rewards you for the professionals you already need, I can't recommend HiveRewards highly enough."

5.0 • Lethbridge, AB

Priya M.

Verified Buyer

"As first-time buyers, the $5,100 cashback helped cover our closing costs. The entire experience was transparent."

5.0 • Red Deer, AB

Our Story

Why I Started HiveRewards

This is your home. Your money. Your win.

Why I Started HiveRewards

For years, I worked inside the traditional financial system -- as a mortgage broker, big bank wholesaler, and someone who saw firsthand how much money changed hands during every deal. The realtor got paid. The mortgage broker got paid. The bank sure as hell got paid.

The only person who didn't get anything back? The homebuyer.

That never sat right with me. You're the one making the biggest financial move of your life, and everyone else profits -- while you walk away with keys and a stack of bills.

A Bit About Me

I'm a husband and dad of two, and I've spent over a decade helping Canadians navigate major financial decisions -- from mortgages and home insurance to wealth planning and banking.

That's what motivated me to create HiveRewards -- something that puts real money back into the hands of real families.

So I Built Something Different

HiveRewards rewrites the story. Instead of watching all those marketing fees vanish into the industry, we turn them back toward the person who deserves them: you.

Here's how it works:

  • We connect you with trusted professionals: realtor, mortgage broker, lawyer, insurance.
  • Each of those professionals participates in our marketing fee program -- and that value comes straight back to you.
  • You get real cashback at closing -- thousands of dollars back -- just for working with vetted pros we already trust.

Why It Works

This isn't a gimmick. It's a smarter structure.

You still get top-tier professionals. You still get the same homes, the same rates, the same service -- only now you get rewarded for it.

Frequently Asked Questions

Get answers about the HiveRewards cashback program.

For Homebuyers

HiveRewards gives you cashback when you complete a home purchase using participating professionals. There is no cost to you.

Participating brokerages and service providers pay HiveRewards a marketing fee. We share the majority of that fee back with you as cashback. Real estate portions are facilitated by LethbridgeRealEstate.com.

No. There is no fee to homebuyers.

You receive two separate e-transfers, one from the realtor side and one from the mortgage side. Both are typically sent within 1 to 14 days after closing.

On the mortgage side, we work exclusively with Mortgage Excellence, one of Canada's top mortgage brokerages. On the realtor side, if you have someone in mind but haven't formally engaged with them yet, we can likely arrange the referral through our network so you still qualify for cashback. If you prefer to use your own realtor outside our network, that is your choice -- realtor cashback would not apply in that case.

If the deal doesn't close, there's no cashback for that transaction -- and no penalty.

Ready to Save on Your Home Purchase?

Join Canadians who have already claimed their cashback.

Get Started Now