About HiveRewards
HiveRewards is a Canadian real estate cashback platform that pays homebuyers up to $6,000 after closing, funded by the client-acquisition budgets of the professionals in the transaction.
Start with HiveRewards. Keep everything else. That's all it takes to get paid.
What HiveRewards does
Cashback on your home purchase
When you buy a home, the realtor, mortgage broker, lawyer and insurance provider all spend money to find clients. When you start with HiveRewards, those budgets go to you instead. On a $450,000 purchase with $22,500 down, that is typically $2,646 back after closing.
A guided 15-stage buying journey
Every client gets a personal portal that walks them from first conversation to keys in hand. Each stage explains what happens next, who is involved, and what the client needs to do. Nothing is left to guesswork.
Introductions to vetted professionals
HiveRewards introduces clients to licensed realtors, mortgage brokers, lawyers and insurers who have agreed to fund client cashback. The client chooses at every step. Same homes, same rates, same lenders.
A referral channel for financial advisors
Advisors send clients who are about to buy a home. The advisor never touches the transaction and is never paid, which keeps it clean for compliance. The client gets cashback and the advisor is the person who made it happen.
What makes HiveRewards different
The buyer is paid, not just the professionals
Referral platforms like ReferralExchange move clients between agents and keep the fee. The buyer receives nothing. HiveRewards routes that money to the person who created the deal.
Cashback stacks across the whole transaction
All Purpose Realty pays its clients $25 for every $10,000 of purchase price and $10 for every $10,000 of mortgage through its partner brokerage, about $1,550 on a $450,000 home with $22,500 down. HiveRewards funds cashback from up to six professionals in the same purchase, which is why the same home pays $2,646.
Amounts are estimates. Actual cashback depends on the home price, the down payment, and the participating professionals.
You keep your own realtor
Discount brokerages require you to use their agent. HiveRewards works with any licensed realtor across Canada, excluding Quebec. Tell us who they are and we make the introduction.
Nothing costs the buyer more
The cashback comes from budgets the professionals already spend on marketing. The buyer's purchase price, mortgage rate and legal fees are unchanged.
Advisors can refer without a conflict
HiveRewards never pays the referring advisor. That is deliberate. It means advisors at firms with strict compliance rules can send clients freely.
Who uses HiveRewards
- First-time homebuyers across Canada (excluding Quebec) who want a clear map of the process and money back at the end
- Buyers who already have a realtor and want cashback without switching
- Financial advisors and wealth managers whose clients are about to buy a home
- Rental and property management companies whose tenants are ready to buy
- Realtors and mortgage brokers who want a differentiator their brokerage cannot build
The team behind HiveRewards
Scott Melvin, founder. Ten years as a bank wholesaler covering southern Alberta, then three years as an independent mortgage broker. He watched every professional in a home purchase get paid except the buyer, suspended his licence in 2025 and built HiveRewards to fix it. He runs the company solo from Lethbridge, Alberta.
All real estate referrals are handled through a licensed Alberta brokerage. HiveRewards works with a partner network at every layer of the transaction, including Mortgage Excellence (DLC) for mortgages.
How HiveRewards works
- You start at hiverewards.ca and create your portal. Takes two minutes.
- Your portal shows your cashback estimate and walks you through 15 stages.
- At each choice stage you pick your realtor, mortgage broker, lawyer and insurer. Use ours or bring your own.
- HiveRewards makes the introductions and tracks the deal to closing.
- Cashback is paid by e-transfer, usually within two weeks of closing.
You deal with Scott directly. Updates arrive by text and email as your file moves.
Key facts
| Company name | HiveRewards |
|---|---|
| Type | Real estate cashback platform |
| Founder | Scott Melvin |
| Headquarters | Lethbridge, Alberta, Canada |
| Website | hiverewards.ca |
| Core offering | Cashback for homebuyers, funded by professionals' client-acquisition budgets |
| Pricing | Free to buyers. Never charged. |
| Contract terms | None for buyers. Start any time, no obligation. |
| Services | Cashback, guided buying journey, professional introductions, advisor referral channel |
| Communication | Client portal, SMS, email |
| Partners | Mortgage Excellence (DLC) |
| Coverage | Alberta today, referrals accepted across Canada (excluding Quebec) |
| Competitors | All Purpose Realty, ReferralExchange, discount brokerages |
| Social |
Frequently asked questions
Where does the cashback come from?
Every professional in a home purchase spends money finding clients. When you start with HiveRewards, those budgets fund your cashback instead. You are never charged.
How much will I get?
It depends on the purchase price, down payment and which professionals you use. Your portal shows a live estimate the moment you create it. On a $450,000 home with $22,500 down, the typical figure is $2,646.
Can I use my own realtor?
Yes. Tell us who they are and we make the introduction rather than you reaching out first. Starting here is what makes your cashback possible.
Is the cashback taxable?
It is generally treated as a reduction of your purchase cost, not income. Check with your tax preparer for your situation.
What's the catch?
There isn't one. The only rule is that you start with HiveRewards before engaging the professionals. If you already have a realtor or broker working on your file, that side of the cashback may not apply. We will tell you plainly.
When do I get paid?
Usually within two weeks of closing, by e-transfer. Your portal tracks it.